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Why wait to live a centsible life?

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Dave Ramsey’s Total Money Makeover is for teens too -- starting with Baby Step #1: set up an emergency fund. While teens may not have huge disasters waiting them, planning for the unplannable is the best way to build a financial foundation. Whether you’re thinking ahead to a car breaking down or saving up for future college expenses, having a little cushion can give you security and put your mind at ease. This is how I saved up for my emergency fund and how you can do the same.

The Emergency Fund – Baby Step #1

Time management is important for everyone and especially for us teens. You don't have to have some complex system, if you have a timer this can work for you!

The Pomodoro – Part One

Pilot

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Hi guys, I’m Eva!

Welcome to TeensGotCents, my name is Eva Baker and I founded this site when I was sixteen. I'm a complete money nerd and I love helping teens learn how money works. Also, I watch too much Netflix. Although I still have a lot to learn about personal finance I hope you will use my successes and failures to help reach your own goals whether you want to go to college debt free, get a part time job, work on a fun DIY project that will save you money or just read about ways you can learn to manage your money well as a teen. So glad you're here! Read more about my story here.

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Dog-sitting is an awesome job for responsible teenagers who love to be around animals and can work independently. Plus, it’s perfect to work around your school or work schedule. I had my first dog-sitting experience (with a super cute Australian Labradoodle), and now I’m convinced this may be the most perfect first job for teens looking for a little extra cash. Don’t forget to check the pics to see the cute dog snaps I took!

Make Extra Money Dog Sitting!

A few years ago, I interviewed college student Tim Ciello about how he managed to land a full-ride scholarship to his dream school. Now, he’s back (and graduated) to talk about what life without student loan debt is like and what his scholarships ended up not covering. While he admits that he hasn’t exactly figured out money as an adult yet, he has learned tons of valuable money and life lessons during his time as a student.

Is Student Loan Debt Worth It?

If you are a teen, and anything like me, you have never actually met with a personal shopper. I recently had the chance and learned so much about saving money and choosing clothes that work for me!

Can A Normal Teenager Afford A Personal Shopper?

How To Keep Your Room Clean

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