Becoming Phroogal In Your Teens…

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The following blog post is part of the The Road to Financial Wellness Blog Tour. Over a period of 30 days, the Phroogal team will go to 30 locations to raise awareness about financial empowerment. Today they will be in Jacksonville! Our goal is to help people learn about money by starting the conversation. We […]






Can A Normal Teenager Afford A Personal Shopper?

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Not too long ago a Facebook friend mentioned that one of her friends, Fitz Pullins, had just started as the official personal shopper for the St. John’s Town Center. As a type of ‘opening’ special Fitz was offering a complimentary consultation with new clients. I’m sorry? A chance to work with a personal shopper for […]






Should You Bother With A High School Resume?

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Yes. (Okay, I admit that I kinda just want to stop with that and have my first one word post here but I will resist the urge!) In the last two weeks I have been looking for a job. And you know what? It’s HARD. I’ve been writing about all of the things you should […]






H&R BLOCK Budget Challenge

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I just heard the most amazing news! Sean Lawrence, a Michigan high school senior, just won $120,000.00 in college scholarships through the H&R Block Budget Challenge! Can you believe it? And no, I did NOT make a mistake and add too many zero’s to the number! HE WON OVER A HUNDRED THOUSAND DOLLARS. (Sorry for […]






Advice On Going To College From UChic

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Going to college is such an exciting time in life and something most of us look forward to for years. It also is filled with a lot of unknowns that can produce so much anxiety as you are getting ready to start college classes! Fortunately, Christie Garton has come up with a great solution to […]

How To Keep Your Room Clean

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For years my mom has followed certain guidelines when it comes to organization. Whether it is a closet, a room, our garage, whatever, we follow the A, B, C, and D system of ranking items to be organized. Mom got this idea from an amazing woman named Lorie Marrero. She is the creator of The […]






StrengthsFinder Assessment

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Have you heard of personality tests and career assessments and all those sorts of things? To be honest I really hadn’t heard much about them (or cared to be super honest) until recently. A family friend, Rhonda Boyle, is an expert on the StrengthsFinder Assessment and runs an amazing coaching/workshop business called Activate Your Strengths. […]






Kaiku Prepaid Card Review

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Until recently I didn’t know what a prepaid card was. I know what a credit card is and I know what a debit card is and how they both work. A prepaid card? Not so much. That’s when I heard from the people at Kaiku. They helped me understand what a prepaid card is and […]






Should You Borrow Money To Buy A Car?

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Let’s face it. Most of us are simply not in the position to just go out and buy any car we want with cash money. Sigh… So what should you do? If you are a teenager and you want/need a car should you borrow money to buy a car? Of course, the answer depends on […]